There are many options to find a qualified financial advisor in Charlotte. There are firms that specialize in different areas, such as retirement planning. Parsec Financial Associates Carroll Financial Associates Colony Family Offices and The Ronald Blue Trust are just some examples. Compare their services to find the best one for you. These companies have a track record of success, so you can feel confident hiring them.
Parsec Financial
The team at Parsec Financial consists of a certified financial planner and a licensed attorney, Gregory D. James. He earned a Bachelor of Science in accounting from Pennsylvania State University and then completed his professional studies at the College for Financial Planning. Prior to joining Parsec he worked in various capacities in the financial management industry including as a senior consultant at Charles Schwab & Co. or as an accounting specialist at DuPont Corporation. He loves to spend time at the Charleston Harbor with his family and manage clients' finances.
Parsec Financial established a Charlotte office on West Trade Street on the 18th floors of the Carillon Building in 1999. By 2015, the company had grown to eight full-time employees and had expanded into a new office space just next to the original location. The new office space offers expansive views of the Queen City skyline and the Carolina Panther's Stadium. Apart from providing financial guidance, the company also offers many other services that can be vital to clients' financial health.
Carroll Financial Associates
Carroll Financial Associates financial advisors can help with your investment goals. They will use a personal investment strategy. Carroll Financial Associates financial advisors will take into consideration the client's time horizon, risk tolerance, as well as their desired investment strategy, before making any investment decisions. An excellent financial advisor should be able and willing to share his or her findings with clients in order to make informed decisions. Carroll Financial Associates may offer a range of services that can include estate planning or retirement planning.
Carroll Financial Associates is a prominent investment management firm located in Charlotte, North Carolina. Larry Carroll started the business in 1980. They currently have three locations. The firm's 39 financial advisors offer comprehensive financial planning as well as investment management. They can help you achieve your retirement goals and make sure you're getting the most from your money. The firm's philosophy is "Trust MattersTM," which stands for "trust matters."
Colony Family Offices
The Colony Family Offices, LLC is a multi-family advisory firm based in Charlotte, North Carolina. The company oversees regulatory assets worth more than $1.62 trillion for over three hundred fifty clients. It is a trusted firm that offers financial planning. The firm serves clients in Charlotte and California as well. The Colony Family Offices, LLC team is comprised of seasoned professionals who are focused on client-first financial planning.
The Biltmore Family Office combines quantitative and qualitative analyses to determine a client’s unique positioning. This includes determining the most optimal asset allocation between exchange-traded fund, actively managed accounts and direct securities. The fee-only model requires a total account balance of at least $10 million. However, the fee-only model can be a great fit for clients who have substantial assets.
Ronald Blue Trust
The philosophy of a Ronald Blue Trust financial advisor is to apply both biblical wisdom and technical expertise in order to help their clients make wise financial decisions. Clients gain financial clarity and confidence through their guidance. With the support and guidance of their team, clients can leave behind a lasting legacy. These are just a few of the many benefits of working with an advisor who possesses these attributes.
Hunter Pugh serves as the senior partner at Ronald Blue Trust. He specializes in private wealth management, and his team integrates financial planning, asset management, and trust services into a holistic plan for clients. He started his career as a banker and established the Charlotte office in 1994. He is a CERTIFIED FINANCIAL PLANNER(R) and Certified Wealth Strategist (CWS).
FAQ
What is retirement planning exactly?
Retirement planning is an important part of financial planning. It helps you plan for the future, and allows you to enjoy retirement comfortably.
Retirement planning includes looking at various options such as saving money for retirement and investing in stocks or bonds. You can also use life insurance to help you plan and take advantage of tax-advantaged account.
What are my options for retirement planning?
No. All of these services are free. We offer free consultations so we can show your what's possible. Then you can decide if our services are for you.
How to manage your wealth.
To achieve financial freedom, the first step is to get control of your finances. You need to understand how much you have, what it costs, and where it goes.
It is also important to determine if you are adequately saving for retirement, paying off your debts, or building an emergency fund.
You could end up spending all of your savings on unexpected expenses like car repairs and medical bills.
How do you get started with Wealth Management
It is important to choose the type of Wealth Management service that you desire before you can get started. There are many Wealth Management services available, but most people fall under one of the following three categories.
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Investment Advisory Services – These experts will help you decide how much money to invest and where to put it. They provide advice on asset allocation, portfolio creation, and other investment strategies.
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Financial Planning Services - This professional will work with you to create a comprehensive financial plan that considers your goals, objectives, and personal situation. They may recommend certain investments based upon their experience and expertise.
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Estate Planning Services- An experienced lawyer will help you determine the best way for you and your loved to avoid potential problems after your death.
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Ensure that the professional you are hiring is registered with FINRA. You don't have to be comfortable working with them.
Statistics
- These rates generally reside somewhere around 1% of AUM annually, though rates usually drop as you invest more with the firm. (yahoo.com)
- US resident who opens a new IBKR Pro individual or joint account receives a 0.25% rate reduction on margin loans. (nerdwallet.com)
- If you are working with a private firm owned by an advisor, any advisory fees (generally around 1%) would go to the advisor. (nerdwallet.com)
- According to a 2017 study, the average rate of return for real estate over a roughly 150-year period was around eight percent. (fortunebuilders.com)
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How To
How to Invest Your Savings To Make More Money
You can generate capital returns by investing your savings in different investments, such as stocks, mutual funds and bonds, real estate, commodities and gold, or other assets. This is called investing. You should understand that investing does NOT guarantee a profit, but increases your chances to earn profits. There are many ways to invest your savings. Some of them include buying stocks, Mutual Funds, Gold, Commodities, Real Estate, Bonds, Stocks, and ETFs (Exchange Traded Funds). These are the methods we will be discussing below.
Stock Market
The stock market is an excellent way to invest your savings. You can purchase shares of companies whose products or services you wouldn't otherwise buy. The stock market also provides diversification, which can help protect you against financial loss. For example, if the price of oil drops dramatically, you can sell your shares in an energy company and buy shares in a company that makes something else.
Mutual Fund
A mutual fund is a pool of money invested by many individuals or institutions in securities. They are professional managed pools of equity or debt securities, or hybrid securities. Its board of directors usually determines the investment objectives of a mutual fund.
Gold
Long-term gold preservation has been documented. Gold can also be considered a safe refuge during economic uncertainty. Some countries use it as their currency. In recent years, gold prices have risen significantly due to increased demand from investors seeking shelter from inflation. The price of gold tends to rise and fall based on supply and demand fundamentals.
Real Estate
The land and buildings that make up real estate are called "real estate". When you buy realty, you become the owner of all rights associated with it. Rent out part of your home to generate additional income. You might use your home to secure loans. The home could even be used to receive tax benefits. But before you buy any type real estate, consider these factors: location, condition, age, condition, etc.
Commodity
Commodities are raw materials like metals, grains, and agricultural goods. As these items increase in value, so make commodity-related investments. Investors who want the opportunity to profit from this trend should learn how to analyze charts, graphs, identify trends, determine the best entry points for their portfolios, and to interpret charts and graphs.
Bonds
BONDS ARE LOANS between companies and governments. A bond is a loan that both parties agree to repay at a specified date. In exchange for interest payments, the principal is paid back. If interest rates are lower, bond prices will rise. Investors buy bonds to earn interest and then wait for the borrower repay the principal.
Stocks
STOCKS INVOLVE SHARES in a corporation. Shares represent a small fraction of ownership in businesses. If you own 100 shares of XYZ Corp., you are a shareholder, and you get to vote on matters affecting the company. Dividends are also paid out to shareholders when the company makes profits. Dividends are cash distributions paid out to shareholders.
ETFs
An Exchange Traded Fund or ETF is a security, which tracks an index that includes stocks, bonds and currencies as well as commodities and other asset types. ETFs trade in the same way as stocks on public exchanges as traditional mutual funds. The iShares Core S&P 500 (NYSEARCA - SPY) ETF is designed to track performance of Standard & Poor’s 500 Index. This means that if SPY was purchased, your portfolio would reflect its performance.
Venture Capital
Venture capital refers to private funding venture capitalists offer entrepreneurs to help start new businesses. Venture capitalists finance startups with low to no revenue and high risks of failure. Usually, they invest in early-stage companies, such as those just starting out.